Servicesfor individuals
Pension program
You do not have to queue on at the post-office or to wait for your pension at home for the whole day — we offer you to receive pension at PRAVEX-BANK. You have just to address the Bank and you will be able to receive pension at any time and any point of Ukraine.
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Loans
Loans
For corporate clients
Credits and credit lines against collateral of deposits
| Conditions | |
|---|---|
| Maximum ratio credit amount to amount of security on credit | Cannot exceed 95% of the amount of deposit transferred to pledge (if currencies of credit and deposit do not coincide – not more than 85%). |
| Crediting limit | sets individually by Bank’s Credit Committee |
| Crediting currency | Foreign currency (USD, EUR), if collateral – deposit in foreign currency. National currency, if collateral – deposit in national currency. |
| Types of monetary funds granting | Credit – monetary funds are submitted one-time, in the amount and term, determined in credit contract, and are repaid according to the schedule, or in the end of the term. Credit line – renewable right for multiple usage of crediting limit in full amount or in parts during the term of credit contract validity. |
| Term of crediting | Up to 18 months - but not more than the deposit term
|
| Interest rate | % rate on credit = % on deposit + margin (from 3-5%) Interest rate is fixed individually for every client. Interests are paid monthly in the credit currency and accrued on actually used amount of monetary funds. |
| Security | Deposit in “PRAVEX-BANK” PJSCCB |
| Purpose of funds usage | Replenishment of turnover means. |